FULL TIME, FULL SERVICE REAL ESTATE! CUSTOMER SATISFACTION IS OUR #1 GOAL!!
Domingo Flores and Suzette Flores, CDPE

Wellington, Royal Palm Beach, The Acreage, Loxahatchee, Palm Beach Country Estates, and Jupiter Farms, FL Real Estate

 


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Buying Services for Home Buyers


 
Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  We'll take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact me if you have any questions about buying a home in The Acreage / Loxahatchee or elsewhere in Florida.


Below, select desired reports and complete the form provided.



Avoid The Most Common Buyer Errors

Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.

Buying Your First Home?

Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.

How Not To Pay Too Much For Your Home

This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.

A Smooth Home Purchase in Six Steps

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible


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Mortgage Rates

 

Mortgage Rates
30 Year Fixed: 4.83%
15 Year Fixed: 4.17%
1 Year Adj: 3.35%
(U.S. Weekly Averages)

 


Featured Listings


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Domingo Flores and Suzette Flores, CDPE
 
Domingo Flores and Suzette Flores, CDPE
Email Domingo Flores and Suzette
 
Phone: 561-795-4326
Cell: 561-676-1832
Fax: 561-795-4326
City: West Palm Beach
State: Florida 33410
Country: United States

             

             

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